Executive Summary Cyble Research and Intelligence Labs (CRIL) has identified a novel Android banking trojan, dubbed OverlayPhantom, actively distributed in the wild via malicious URLs. The malware employs a two-stage infection chain, using a dropper application that impersonates trusted platforms, including the official Austrian government identity application, ID Austria, and the widely used consumer platform TikTok, to deceive victims into installing it. Once deployed, OverlayPhantom masquerad