Shalu, LL.M., ICFAI University, Baddi, Himachal Pradesh ABSTRACT Consumer law within the insurance sector inhabits a critical thus far frequently underexamined position in the broader landscape of financial parameter. The insurer possesses actuarial expertise, products knowledge and intuitional resources that the usual policyholder cannot realistically match. This structural inequality has historically enabled practices that disadvantage consumers, ranging from the inclusion of obscure...