Data Analytics Forum. 2021Modern enterprises increasingly depend on unified data platforms that integrate data ingestion, cloud computing, AI/ML pipelines, and business intelligence across heterogeneous environments. This paper analyzes multi-cloud data integration architectures spanning AWS, Azure, GCP, BigQuery, and Snowflake, evaluating their suitability for healthcare, FinTech, and retail analytics workloads across four dimensions: performance, governance, portability, and cost efficiency.