FinFusion: A Multimodal AI Framework for Personal Finance Forecasting, Anomaly Detection, and Intelligent Expense Management

Personal finance management has long remained reactive, manual, and devoid of intelligent forward-looking capability. Existing commercial platforms such as Mint, YNAB, and Money Manager function as categorised ledgers, recording past transactions without any predictive or diagnostic intelligence. This paper presents FinFusion, a full-stack AI-powered personal finance tracker that addresses three fundamental dimensions of the problem: prediction, diagnosis, and interaction. The prediction dimensi