The effect of capital adequacy ratio and loan to deposit ratio on return on assets: Banking companies implementing green banking

This study examines and analyzes the effect of the capital adequacy ratio and loan-to-deposit ratio on return on assets in the context of green banking, specifically for banking companies listed on the Indonesia Stock Exchange (IDX) during the 2022-2024 period. This study aims to provide empirical evidence on how financial performance indicators, particularly the capital adequacy ratio and liquidity, influence bank profitability within the framework of sustainable banking practices. In this stud