Development of a Technology Acceptance Model in Analyzing the Behavior of Muslim Traders Towards the Use of Quick Response Codes Indonesian Standard (QRIS)

The development of digital technology has encouraged the transformation of payment systems from cash transactions to non-cash transactions. One of the digital payment innovations in Indonesia is the Quick Response Code Indonesian Standard (QRIS) developed by Bank Indonesia to facilitate standardized digital payment transactions. This study aims to analyze the behavior of Muslim traders toward the use of QRIS by developing the Technology Acceptance Model / TAM introduced by Fred Davis. This resea