The Effect of Financial Knowledge, Financial Literacy, and Financial Technology on MSME Performance

Prof. Dr. Tasya Aspiranti, S.E., M.M (ijssrrjournal@gmail.com)
This study aims to analyze the influence of financial knowledge, financial literacy, and financial technology on the performance of Micro, Small, and Medium Enterprises (MSMEs) in Jakarta. MSMEs play a crucial role in Indonesia’s economic growth; however, they still face various challenges related to financial management, low levels of financial literacy, and limited utilization of digital financial technology. In addition, previous studies examining the influence of financial knowledge, financi