This is a guest post by Inga Chira. Dr. Chira joined the faculty at California State University, Northridge in 2015 as an Assistant Professor of Finance and Financial Planning. She has a Ph.D. in Finance from Florida Atlantic University and is a Certified Financial Planner (CFP®). Inga's research is mostly concentrated around two fields: corporate finance and financial planning. Her current projects explore the use and perceptions individuals have about the financial planning profession and the