What Shapes Basic Financial Literacy? The Role of Gender, Education, and Financial Exposure
Svanik Ghai (ijssrrjournal@gmail.com)
Looking into what shapes basic money know-how, this work explores how traits like age, learning chances, and real-life money habits connect to understanding key financial ideas. Parental grasp of finances matters here, just as much as whether someone is male or female, has studied economics formally, thinks about prices or budgets regularly, or takes part in investing through markets. Data comes from a one-time snapshot using existing responses collected from 952 people. A standard score called