Pengaruh Literasi Keuangan, Persepsi Kemudahan Transaksi dan Self-Control terhadap Pengelolaan Keuangan Pribadi Gen Z Pengguna E-wallet

Financial technology innovation has significantly contributed to the transformation of public payment systems, shifting from conventional transactions to digital transactions. One of the rapidly growing innovations is technology-based platforms that enable users to store funds electronically and conduct cashless transactions. This study examines the role of financial literacy, perceived ease of transaction, and self-control in influencing personal financial management among generation Z e-wallet