From Cash to Digital Wallets: A PRISMA-Based Systematic Review of Microentrepreneur Adoption in Asia and Latin America
Luz Maribel Vásquez-Vásquez·Víctor Hugo Fernández-Bedoya·Jose Antonio Caicedo-Mendoza·Elena Jesús Alvarado-Cáceres
The transition from cash-based transactions to digital wallet usage represents a structural change in the business practices of micro and small enterprises (MSEs) in emerging economies. This study aims to synthesize scientific evidence on digital wallet adoption among microentrepreneurs, analyze the geographical distribution of research, and consolidate key empirical findings, with a specific focus on Asia and Latin America. These regions are of particular interest because they share high levels